Credit Card Interchange Downgrades Explained

The cost of accepting credit card payments can be significant for businesses of all types and sizes. Several fees contribute to the cost of payment processing, but interchange is the most significant ...

Top 8 Payment Processing Acronyms

Payment processing has its own vocabulary and acronyms play a big role. Here are eight commonly used payment processing acronyms to help guide you through the jargon without the confusion.

PCI Compliance & Credit Card Processing: Know the Basics

Accepting card payments at your business gives customers the benefits of convenience and choice. It also makes your business responsible for protecting the underlying account data associated with your...

Payments in Your Palm: How Biometrics Are Changing Customer Payments

Commerce is evolving rapidly, thanks to technology that gives consumers more choice in how and when they interact with businesses. Whether it’s tapping a digital wallet at the point of sale or buying ...

QR Codes: The Unsung Hero of Payments?

QR (quick response) codes were developed over a quarter of a century ago as an evolution of standard one-dimensional barcodes. While QR codes have been in consumers’ periphery for decades, their visib...

EMV 3-D Secure 2.0: Questions & Answers

Beginning with the 2015 liability shift, mass issuance of EMV® (chip) cards made a lasting impact on reducing counterfeit card fraud for card-present transactions. However, card fraud associated with ...

4 Ways to Accept Card-Present Payments

Card-Present vs. Card-Not-Present In payment processing, the terms "card-present" and "card-not-present" are often used to describe transactions. What's the difference between the two?

Successful Payments Acceptance in the New Normal [Checklist]

Business as usual is anything but. COVID-19 is disrupting behavior across commerce as businesses and consumers seek interactions that deliver personalized experiences while reducing contact.

The Expanding Horizons of Unattended Payments

Unattended payments have long been a part of consumers’ lives, from purchasing snacks at vending machines to self-checkout at grocery stores, pharmacies, and retailers. In addition to facilitating on-...

How to Shop for an Online Invoice Payments Solution

Consumer payments are increasingly moving online thanks to user-friendly mobile technology and the demand for contactless transactions. However, many businesses continue to rely on paper-based process...

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