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We’re experiencing a monumental shift in commerce, and it’s more important than ever to keep customer payments running smoothly. If your business typically depends on in-person payments, you’re likely considering new ways to reduce your dependence on physical card presentment. With the guidance of a consultative payment processor, you can easily accept card payments while reducing physical contact.

Here are four ways to do it.

1. Contactless Readers

Limiting contact is imperative for health and safety in the face of COVID-19. Accepting customer payments often involves contact, from tapping debit card PIN numbers into readers to the physical exchange of receipts. Using a contactless card reader in lieu of a traditional point of sale (POS) terminal can help. It uses near field communication (NFC) to read payment information from contactless cards and digital wallets, allowing payments to be completed with a simple tap.

2. Virtual Terminal

A Virtual Terminal lets merchants accept secure debit card, credit card, and ACH payments via any connected device (desktop, laptop, tablet, smartphone). It’s an ideal solution for businesses that rely on phone orders (think restaurant pickup and delivery). Simply key payment information directly into Virtual Terminal to record and process payment transactions, with no physical exchange required.

3. Hosted Payment Page

Accepting secure online payments is easy with Hosted Payment Page. It lets your business accept payments, save cardholder data, and collect donations without any programming. Customers access it via a custom link, and it’s hosted independently, meaning sensitive payment data never touches your systems (reducing your scope of PCI DSS compliance). Hosted Payment Page integrates flawlessly with existing systems and is fully customizable with your business's logo and branding, ensuring a seamless experience from start to finish.

4. Electronic Invoice Presentment and Payments

Invoice customers electronically and accept payments online with Invoice Manager. It takes invoice presentment online and offers payment options including autopay, payment plans, and partial payments. Integration to QuickBooks® ensures that everything is synced.

Can these solutions benefit your business? Click below and we'll be in touch. 

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